1052 Rat Bay Rd 109-7 Road Lake Of Bays, Ontario P1H 2J6
$38,900Maintenance, Heat, Electricity, Water, Common Area Maintenance, Insurance, Parking
$427.25 Monthly
Maintenance, Heat, Electricity, Water, Common Area Maintenance, Insurance, Parking
$427.25 MonthlyBlue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes. (id:16261)
Property Details
| MLS® Number | X12017497 |
| Property Type | Single Family |
| Community Name | Franklin |
| Amenities Near By | Beach |
| Community Features | Pets Not Allowed |
| Easement | Unknown, None |
| Features | Sloping, Flat Site |
| Parking Space Total | 5 |
| Pool Type | Indoor Pool |
| Right Type | Beach Rights |
| Structure | Tennis Court |
| View Type | Lake View, Direct Water View |
| Water Front Type | Waterfront |
Building
| Bathroom Total | 2 |
| Bedrooms Above Ground | 2 |
| Bedrooms Total | 2 |
| Age | 16 To 30 Years |
| Amenities | Fireplace(s) |
| Appliances | Water Heater, Dishwasher, Microwave, Oven, Range, Stove, Window Coverings, Refrigerator |
| Architectural Style | Bungalow |
| Basement Type | None |
| Exterior Finish | Wood |
| Fire Protection | Smoke Detectors |
| Fireplace Present | Yes |
| Fireplace Total | 1 |
| Foundation Type | Block |
| Heating Fuel | Electric |
| Heating Type | Baseboard Heaters |
| Stories Total | 1 |
| Size Interior | 900 - 999 Sqft |
| Type | Other |
Parking
| No Garage |
Land
| Access Type | Year-round Access |
| Acreage | No |
| Land Amenities | Beach |
| Surface Water | Lake/pond |
Rooms
| Level | Type | Length | Width | Dimensions |
|---|---|---|---|---|
| Main Level | Living Room | 4.19 m | 3.05 m | 4.19 m x 3.05 m |
| Main Level | Dining Room | 3.35 m | 3.23 m | 3.35 m x 3.23 m |
| Main Level | Kitchen | 2.46 m | 3.23 m | 2.46 m x 3.23 m |
| Main Level | Primary Bedroom | 4.09 m | 3.33 m | 4.09 m x 3.33 m |
| Main Level | Bedroom 2 | 3.12 m | 3.33 m | 3.12 m x 3.33 m |
| Main Level | Bathroom | 2.08 m | 1.98 m | 2.08 m x 1.98 m |
| Main Level | Bathroom | 3.02 m | 1.83 m | 3.02 m x 1.83 m |
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February 16 2026 05:18:12
The Lakelands Association of REALTORS®
Chestnut Park Real Estate
